I had a roof damaged and they wanted to depreciate its value based on age so I would have to pay a bigger share,I pointed out that the roof had be gone over by a contractor who had pulled loose nails and screwnailed it all down and it had been painted,arguing that the roof was in new condition..they paid. I lost two machinery sheds, my barn roof and part of the house roof seven years ago,two tractors damaged inside the sheds,some minor damage to some machinery..I thought they would try and nickle and dime me,but to my surprise they paid up all damages as set out in the policy according to the policy. I ended up with new rafters and steel roof on the barn,a new 40x80' shed,a good repair of slate roof on the house and damage to the tractors paid for. They paid out $55,000,I had to add another $12,000 to complete everything,but I had a new shed,bigger and better than the two smaller ones and I learned that I was under insured by about 20%..but all in all quite happy with everything..and I thought they would try to low ball me....
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Today's Featured Article - The Tractor Parade: Story of a Case SC - by Bernie DeLon. On a early fall morning back in 1994, I opened the newspaper and happened to spy an article about a local antique tractor club having their annual show that weekend.
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