I had a roof damaged and they wanted to depreciate its value based on age so I would have to pay a bigger share,I pointed out that the roof had be gone over by a contractor who had pulled loose nails and screwnailed it all down and it had been painted,arguing that the roof was in new condition..they paid. I lost two machinery sheds, my barn roof and part of the house roof seven years ago,two tractors damaged inside the sheds,some minor damage to some machinery..I thought they would try and nickle and dime me,but to my surprise they paid up all damages as set out in the policy according to the policy. I ended up with new rafters and steel roof on the barn,a new 40x80' shed,a good repair of slate roof on the house and damage to the tractors paid for. They paid out $55,000,I had to add another $12,000 to complete everything,but I had a new shed,bigger and better than the two smaller ones and I learned that I was under insured by about 20%..but all in all quite happy with everything..and I thought they would try to low ball me....
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Today's Featured Article - Show Coverage: Journey to Ankeny - by Cindy Ladage. We left Illinois on the first day of July and headed north and west for Ankeny, Iowa. Minus two kids, we traveled light with only the youngest in tow. As long as a pool was at the end of our destination she was easy to please unlike the other two who have a multitude of requirements to travel with mom and dad. Amana Colonies served as a respite where we ate a family style lunch that sustained us with more food than could reasonably fit into our ample physiques. The show at Ankeny
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