Actually the 401k is a farce IF-----You dont manage it right. My parents are retired, they arent hurting cause they made wise choices. They also recently bought nursing home insurance. My parents are 69 and 71. My dad retired in 2004. Both in good health. My mom looks 60 dad looks 65. Neither had a pension. Dad had a 401K and he started maxing it out every year when he turned 50.
Think about all the people who pizz away there savings on crap like cigarettes and alcohol. Especially when a pack of smokes is $6, I cant comprehend spending $6 a day to kill myself. (It must be a great feeling to have tobacco in your lungs, I have never smoked)
Diversification is key to investing. Stocks/bonds/cash/ pay off the house. Pension plans that are run by big companies can go down the crapper too. I trust myself over a bunch of people that run a company, look at GM.
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Today's Featured Article - Engine Valves - Some Helpful Information - by Staff. Intake - On the intake stroke the piston moves doward, sucking in carburized fuel through the open intake valve. Exhaust valve is closed. Compression - With both the intake and exhaust valves closed, the pistons upward stroke compresses or squeezes the fuel into the combustion chamber. Firing - Ignited by the spark, the compressed fuel explodes and forces the piston downward on its power stroke. Intake and exhaust valves are closed. Exhaust valves and seats are exp
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