Actually the 401k is a farce IF-----You dont manage it right. My parents are retired, they arent hurting cause they made wise choices. They also recently bought nursing home insurance. My parents are 69 and 71. My dad retired in 2004. Both in good health. My mom looks 60 dad looks 65. Neither had a pension. Dad had a 401K and he started maxing it out every year when he turned 50.
Think about all the people who pizz away there savings on crap like cigarettes and alcohol. Especially when a pack of smokes is $6, I cant comprehend spending $6 a day to kill myself. (It must be a great feeling to have tobacco in your lungs, I have never smoked)
Diversification is key to investing. Stocks/bonds/cash/ pay off the house. Pension plans that are run by big companies can go down the crapper too. I trust myself over a bunch of people that run a company, look at GM.
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Today's Featured Article - Sunday Drives - by Cowboy. Summer was finally upon us here in Northern Maine. We have two types of industry up here, one being "Forestry" (Wood Products) and the other "Farming" (Potatoes). There is no shortage of farm tractors and equipment around here! I have been restoring old Farm Tractors for the past 6 years, and have found it easier and less expensive to hit all the auctions and purchase whole tractors for parts needed. My wife who works at a local school, and only has weekends and summers off, while on t
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