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Consider building a full basement instead of earth berming. Such a space costs essentially nothing to heat and cool, and you might be able to reduce the size of the rest of the house by using the space in the basement. You will use more concrete and need more excavation, but it is pretty cheap space per square foot, and it makes a great space for all your mechanical equipment, hvac ducts, electrical panels, etc. For keeping the walls dry, consider a product like "Tremdrain". This is basically a waffled plastic sheet covered with a silt barrier fabric. The idea is to direct infiltrating water down to the footing drains. For the slab, overexcavate the area by about 1 foot. Put down filter fabric over the undisturbed native soil. Over this, install a 10 foot x 10 foot grid of 4 inch perforated PVC pipe covered with silt separator "sock" fabric. Slope the whole works towards one corner where you will have a gravity drain to daylight or sump pump. Fill the area under the slab to grade with 3/4 inch washed drain rock. Conveyor trucks work very well for distributing it, if you have them in your area. Compact the material in 6 inch lifts with a plate compactor. If you do not have a heated slab, you do not need insulation in the basement floor. If you do have a heated slab, or your slab is less than 5 feet below grade, then you need insulation more-or-less as you've drawn it. Use a 10 mil or better specialty vapor barrier, not 6 mil plastic from Home Depot. You can lay this directly atop the rock, or on top of your insulation. You will want very much to avoid the use of the usual 3 inch sand blotter course between the vapor barrier and the concrete -- it acts as a sponge and it will take 30 years for the trapped water to diffuse through the concrete. Use a mid-range water reducer, super-plasticizer, and/or fly-ash to keep the water/cement ratio in concrete delivered for the slab below 0.40. You are looking for a 4 to 6 inch slump for workability, but keep the amount of water down below 0.40 or the slab will curl without the blotter course. You should personally call the concrete company and explain what you want to do. Get their recommended mix for the job, personally inspect the batch sheet delivered with the truck, and personally supervise the flatwork guys and keep them away from the water hose during the pour. The flatwork guy will hate you for departing from typical practice, but with the right mix it isn't difficult to place and finish, and the result is a warm, dry basement with a floor that is free of cracks and as hard as steel. Use a grid of 1/2 inch rebar on 12 to 18 inch centers instead of welded wire mesh. Use plastic rebar chairs to support it. I would not personally dowel the slab to the walls, and I would recommend a purpose-designed 1/2 inch flexible expansion joint between the walls and the slab, all the way around, not the pressure-treated 2x that you have drawn. Isolate the slab from the footing with some of the Trem-drain, both to allow the slab to "float" and to allow any water that leaks through the cold joint at the wall/footing interface to get under the slab and into your sub-slab drainage system, rather than being forced up between the wall and slab. Use "quick strips" or sawn crack-control joints on 10 foot centers to control shrinkage-related cracking in the slab. I did all these things on my house in Oregon. The concern is more water infiltration than frost or severe climate. But I can heat 6000 square feet (including the basement) through an 800 degree-day month for about $50. And the basement has stayed dry, so far.
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