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Kempo: You need to think about what you will do with the loader. People have gotten a bit spoiled by newer equipment with higher-capacity hydraulics, very fast bucket lift on loaders. But thousands of people used loaders on MF-65s and similar tractors and thought it was a great improvement over what they had before. If you are going to use this machine hours every day in a livestock operation or if you want to do major excavating, then an MF 65 with internal hydraulics is not really adequate. But if you are a rural resident with an acreage and want to move a little fill dirt occasionally, dig out the driveway when it snows and so forth, then you will do fine. I have a 165 with a Freeman loader, have the loader only because it came with the tractor, but you can do a lot with it. When I was a kid we had a TO-20 with a Ford Dearborn loader, trip bucket with spring return, single-acting lift cylinders, etc. We thought it was the greatest thing ever because it save a lot of hand labor. Tell us what you plan to do so people can base their answers on that. Ed
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