I have one 4x4 with a loader. They do not have live PTO and no Power steering. However, steering is fairly light, even with a full bucket of clay.
The PTO requires that you plan your gears for minimum stops. However the 3 point hitch pump keeps on working - so the lack of a live PTO is something you get used to being without - not a major problem for what I do.
I am running a 48 inch rototiller on mine and a 60 in. Mott flail mower without problem although the Mott in heavy long grass(ie uncut hay)is near the 5020's power limit.
Good luck finding one.