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Re: health insurance and health care costs??? No politics...


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Posted by Mark - IN. on July 21, 2009 at 20:35:40 from (205.188.116.74):

In Reply to: health insurance and health care costs??? No politics please posted by dave2 on July 21, 2009 at 13:36:39:

Politics aside.

I can think of a wide variety of things that drive up health costs. When I was a kid growing up, my parents used to pay cash, and it was hard to do with five kids, especially dental checkup day for the family, or going back to school physicals, shots, and so on. But times have changed.

I'm not saying that our U.S. health system is perfect, and far from it. I wonder though what malpractice insurance costs and what that does to raise the costs of medical. I wonder what having routine stuff now covered by health care by law costs.

If it were up to me for me, I'd be happy to pay for my tune up stuff, and have paid cash to have myself stitched up so many times that I can't count them. I wouldn't mind paying for catastrophic healthcare anymore than I have to pay for automobile insurance, but my automobile insurance doesn't cover tune ups, oil changes and stuff like that, and when it starts ahving to, especially if it ever becomes mandated by law, well, that too will go through the roof because someone will have to pay for it, and the guy using it the most will benefit the most, while the guy using it the least will be paying his premiums to offset the other guy.

Perhaps what we oughta do is breakdown the contributing factors that drive healthcare costs up in the first place, whatever they are, and all of them.

I remember years ago, decades ago when I lived in Chicago. Out of nowhere, a pack of cigarettes went from like $1.50 to something like over $2.50 or up to $3.00 per pack over night. That angered a lot of smokers and they took it out on the poor folks behind the cash register. Seeing a problem, one store owner that I remember put out a sign at the register that broke down the cost of a pack to make, what he paid for it, what his profit was, and not only how much taxes were involved, but who the taxes went to federal, state, county, and city, all broken down. About 1/3rd of the total cost went to the manufacturer and the store owner, and the other 2/3rds went in taxes. A city of Chicago inspector came in and made him take that sign down within days of putting it up. My point? Let's breakdown the costs of healthcare, or what has driven them up and why, and let the chips fall where they may, and then go from there.

Fair enough?

Mark


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