As I recomended to guy down the board earlier, I recomend the Farm Service Agency. Most others didn't seem to care for them, but I've had loans with them in the past, and I'm in the process of taking out a smaller loan as we speak. My local office has some really good people in it and they've really worked with me. I also have excellent credit and can go to just about any bank or lending institution and get money, I just get better rates thru the FSA office.
As of March, operating loans, which include equipment and livestock purchases, will have an intrest rate of 2 percent for a 7 year loan. I don't know anywhere else that will touch that. Now one thing a lot of people don't like is they do kinda get up in business a little....meaning they want a clear business plan, will due farm survey's, and want a clear picture of your profitibility. If you can make enough off the farm to make the loan payment, you don't get the loan, period.
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Today's Featured Article - The 8N and the Fox - by Zane Sherman. Dec. 13 1998, Renfroe, Alabama. Last niht I dreamed about the day that I plowed the field of about 10 acres over on what Jimmy and Dandy called the Ledbetter field. I was driving the 1948 8N Ford tractor that Jimmy bought in 48 new This was prebably in about 1951 and maybe even befor the house was built. This would have made me to be about16 years old and I drove the tractor for nothing and would have paid to drive it if I had had any money which I didn't, but neit
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