I don't know if it works the same everywhere else, but around here they have a saying- "If you owe the bank $10K, the bank owns you. If you owe the bank $1 million, you own the bank." What I've seen is the small guys getting shut out and the big guys coming in and buying them with borrowed money from banks that have a vested interest in seeing them succeed. The BTO with a corp or LLC has limited exposure vs the smaller guy that's been trying to build on a shoestring where it's all in his name, and we have quite a lot of those folks around here. Maybe it's different elsewhere, but the BTOs here are pretty well protected from what I've seen.
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Today's Featured Article - An Old-Time Tractor Demonstration - by Kim Pratt. Sam was born in rural Kansas in 1926. His dad was a hard-working farmer and the children worked hard everyday to help ends meet. In the rural area he grew up in, the highlight of the week was Saturday when many people took a break from their work to go to town. It was on one such Saturday in the early 1940's when Sam was 16 years old that he ended up in Dennison, Kansas to watch a demonstration of a new tractor being put on by a local dealer. It was an Allis-Chalmers tractor dealership,
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