Needed a small loan for the farmland we bought this spring. I didn't know what to expect, went to the banker with a few papers. I've heard ag loans are tightening up.
Anyhow an hour later he said the loan shouldn't be a problem, if we want to talk to their investment division some day that would be great, and he never really asked for anything beyond 3 years of tax returns, they created whatever cash flow or balance sheet they needed from that. We had hard collateral for the loan which made it easy, but still I was expecting a lot tougher. Was fortunate I'm small enough I don't need the year to year loan for consumables, that is harder to find any more.
I remember the 80s. It gets to be a wild ride. As much as I like auctions, I got sick of yet another one back then......
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Today's Featured Article - An Old-Time Tractor Demonstration - by Kim Pratt. Sam was born in rural Kansas in 1926. His dad was a hard-working farmer and the children worked hard everyday to help ends meet. In the rural area he grew up in, the highlight of the week was Saturday when many people took a break from their work to go to town. It was on one such Saturday in the early 1940's when Sam was 16 years old that he ended up in Dennison, Kansas to watch a demonstration of a new tractor being put on by a local dealer. It was an Allis-Chalmers tractor dealership,
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