My wife does all her bill pay online through our bank. The bigger companies get electronic transfers (utilities, etc), the smaller ones are paid by check mailed to them by our bank. This is no hassle, no extra fee. Works great.
She was going to use the utilities online payment system for a second house we own until she found out there was a service charge for it ($3 IIRC).
Occasionally, a payment will not be made (lost check, whatever) and we'll get a bill with a "past due" amount and a late fee. One call to the bank and they take care of it with the company: no late fee, no hit to our credit report.
In fact, one of our daughters pays us back a loan this way. She does all HER banking online. It's kind of weird when she was standing in our kitchen and I opened a letter with a check from her bank in Virginia. She was interested to see what it looked like. :lol:
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Today's Featured Article - An Old-Time Tractor Demonstration - by Kim Pratt. Sam was born in rural Kansas in 1926. His dad was a hard-working farmer and the children worked hard everyday to help ends meet. In the rural area he grew up in, the highlight of the week was Saturday when many people took a break from their work to go to town. It was on one such Saturday in the early 1940's when Sam was 16 years old that he ended up in Dennison, Kansas to watch a demonstration of a new tractor being put on by a local dealer. It was an Allis-Chalmers tractor dealership,
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