RC on shingles is getting rarer... too many wind losses and too many crooked roofers doing free inspections and claiming roof damage from recent storms, even if they are not so recent, just within the time to report a claim. Insurance companies (like the company I work for) have replaced a lot of old roofs past their prime with "roof damage". Also cosmetic damage to roofing is starting to be excluded (like hail damage to a roof where there is no roof penetration). Contrary to what you may feel homeowners is a losing business right now, can't get enough rate to pay for the weather damage. Don't be surprised if you see your company get out of that business or cut way back on what they will write. Ask the people in Florida what happens when the free market is too restricted by over zealous regulators that won't approve rate changes or coverage changes and most of your companies operating there leave or stop writing new business.
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Today's Featured Article - The 8N and the Fox - by Zane Sherman. Dec. 13 1998, Renfroe, Alabama. Last niht I dreamed about the day that I plowed the field of about 10 acres over on what Jimmy and Dandy called the Ledbetter field. I was driving the 1948 8N Ford tractor that Jimmy bought in 48 new This was prebably in about 1951 and maybe even befor the house was built. This would have made me to be about16 years old and I drove the tractor for nothing and would have paid to drive it if I had had any money which I didn't, but neit
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