As a former adjuster, following the letter of the law in my state, if you work off farm and are injured running your farm it is considered a separate business that should have it's own insurance. Now that being said most insurance companies would not follow all of the laws to a tee because of bad press but some will. If you shopped around for bargain basement insurance you could be in real trouble. A lot would depend on the company and the adjuster. I know one guy who's loyalty is to the company only and he thinks that he should look for reasons to deny a claim. Thankfully those are few and far between.
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Today's Featured Article - An Old-Time Tractor Demonstration - by Kim Pratt. Sam was born in rural Kansas in 1926. His dad was a hard-working farmer and the children worked hard everyday to help ends meet. In the rural area he grew up in, the highlight of the week was Saturday when many people took a break from their work to go to town. It was on one such Saturday in the early 1940's when Sam was 16 years old that he ended up in Dennison, Kansas to watch a demonstration of a new tractor being put on by a local dealer. It was an Allis-Chalmers tractor dealership,
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