In Iowa I use IMT with a seperate policy for my tractors. I insure 2 tractors plus have liability coverage for less than $100 a year. They let me pick my replacement dollar amount, but you pay something like $1 per year for every $100 insured.
Also I see a few mention their homeowners insurance has them covered, but I too am a city dweller and don't farm and my homeowners will have nothing to do with my tractors so I have to carry the extra insurance. I would double check with your agent if you think you are covered by your homeowners exclusivly.
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Today's Featured Article - The 8N and the Fox - by Zane Sherman. Dec. 13 1998, Renfroe, Alabama. Last niht I dreamed about the day that I plowed the field of about 10 acres over on what Jimmy and Dandy called the Ledbetter field. I was driving the 1948 8N Ford tractor that Jimmy bought in 48 new This was prebably in about 1951 and maybe even befor the house was built. This would have made me to be about16 years old and I drove the tractor for nothing and would have paid to drive it if I had had any money which I didn't, but neit
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