You said "now im very dumb when it comes to stock/cd and all that mumbo jumbo"....all the guys gave you good answers but they mean nothing because you are "very dumb". That's the key...nothing that the rest said will help you until you learn every thing to learn about finance. You may not want to but then don't complain that you're being screwed. Only when you learn and "un-dumb" yourself will you be in charge of your own destiny. Hate it but do it. Otherwise, you're at anyone's mercy...a investment broker, a dumber friend, a huckster or the process of inflation. You want to stay stupid, your business but you'll get slicked.
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Today's Featured Article - An Old-Time Tractor Demonstration - by Kim Pratt. Sam was born in rural Kansas in 1926. His dad was a hard-working farmer and the children worked hard everyday to help ends meet. In the rural area he grew up in, the highlight of the week was Saturday when many people took a break from their work to go to town. It was on one such Saturday in the early 1940's when Sam was 16 years old that he ended up in Dennison, Kansas to watch a demonstration of a new tractor being put on by a local dealer. It was an Allis-Chalmers tractor dealership,
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