"When it comes to saving for retirement what is the best option when like me have 35 to 40 years to go before retirement age?"
TIME is on your side....that is the best part of any investment portfolio...TIME is on your side.
Of course, some of the other important things to learn real quick if you want to have a secure retirement are among others....
Save money. Live below your means. Live within your needs. Don"t do anything foolish with your retirement money...
#1--get your 401k money out of any plan whenever you have the chance and roll it into an IRA....more choices that you make and not someone else making them for you.
#2--at your age, a ROTH IRA would be a good idea....hope that when the gov. changes the "tax free" rules they grandfather the old rules...highly likely.
#3--Understand that any investment advice is an opinion..(mine too)
#4--an investment that is good for the goose, is not necessarily good for the gander...
#5--things go wrong even when you do things right
Tim---still working....
P.S.----real estate, land included, can lose you money....especially if you need to sell it when there are few buyers...like now...
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Today's Featured Article - The 8N and the Fox - by Zane Sherman. Dec. 13 1998, Renfroe, Alabama. Last niht I dreamed about the day that I plowed the field of about 10 acres over on what Jimmy and Dandy called the Ledbetter field. I was driving the 1948 8N Ford tractor that Jimmy bought in 48 new This was prebably in about 1951 and maybe even befor the house was built. This would have made me to be about16 years old and I drove the tractor for nothing and would have paid to drive it if I had had any money which I didn't, but neit
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