Posted by JOB on March 16, 2013 at 03:45:55 from (74.36.135.38):
In Reply to: Re: O/T Bankers posted by Shimano on March 15, 2013 at 13:59:15:
I like how smart bankers are. When I was trying to but my first house I went to a bank and applied for a loan. I was paying 60% down, had a job that would enable me to pay the loan back with no difficulty. The smart banker turned me down, said I was 21 single and a bad risk.
This property was four acres and a house. My uncle asked a friend of his who did not even know me to co-sign for a loan where I could buy the house and one acre. Then at a later date buy the remaining three acres.
I paid off the co-signed loan and bought the remaining three acres a few years later. The co-signer became a life long friend. And I saved a ton of money by not having to deal with the bank and their B.S.. That bank actually did me a favor at their expense.
Ask about a contract for deed from the seller. Increase the mortgage on your house. There has to be another way.
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Today's Featured Article - History of the Nuffield Tractor - by Anthony West. The Nuffield tractor story started in early 1945. The British government still reeling from the effects of the war on the economy, approached the Nuffield organization to see if they would design and build an "ALL NEW" British built wheeled tractor, suitable for both British and world farming.
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