There was a thread/debate/argument over on Tractor Talk a year or two ago about oil vs paper. Lots of opinions, some bs. Someone there posted a link to a study that was pretty conclusive about the two types. Wish I could find the thread. Anyway, the study concluded that the paper filter filtered out finer particles and was generally healthier for the engine than oil bath. They addressed the lack of maintenance issue which again put the paper as better. As for the cost issue I think it is cheaper to have a fleet of engines with paper filters and change them once in a while than pay the labor for a guy to go around servicing oil baths all the time. I still wouldn't put a paper filter on an N though. Mostly for asthetic reasons. Oil bath IS sufficient. But not better.
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