I agree, pay off all debt and start packing cash in the bank and in your pocket. Back down on any 401K contributions as to only get any company match you can get but no more. Consider putting some in a roth IRA and even keeping that in a money market even if it only pays 1% interest. It might not sound like much but it beats losing 50% of your hard earned money on unpredictable worthless stocks. The stock market has turned into a corrupt game of traders skimming off wealth by doing day trades all day. Insider trades. What a rip off. Even if you took $100,000 dollars and invested it in the stock market and it grew to $150,000 before you wanted to withdraw it most all of your profits would be eaten up by taxes and fees. If you withdrew it before the age of 59 1/2 you will pay about 33% in taxes and 10% in penalty. 44% of your $150,000 would be gone or $66,000 would dissappear leaving you with $84,000, less than the original $100,000 you put in there! Might better take the 100 grand and put it in the bank at 1% and have over $110,000 in ten years. I've been investing in different funds for 30 years and the best return I've ever got was just keeping my cash from my job and not investing it in anything! I have land and hopefully that will always have some value. I've never met a man that had too much cash but I know a lot of people that own a lot of worthless materialistic junk and have NO money and a huge house payment.
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Today's Featured Article - The Day Mom Drove the 8N - by Brian Browning. My Dad was wanting to put in a garden but couldn't operate the 8N and handle the old horse drawn plow he had found and rigged up to use with the tractor. Well, he decided to go get Mom out of the house and have her drive the tractor while he walked behind the plow. You got to understand that while my Mom is a hard worker who will always help whenever she can... she had never operated farm machinery before that day. Dad got her out there, explained how the clutch was the same as in our o
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