Posted by s.crum on April 04, 2011 at 10:05:53 from (12.75.112.106):
In Reply to: Re: OT- debit cards posted by Russ from MN on April 04, 2011 at 06:48:51:
Most people don't understand the merchant side of credit cards. The merchant pays a "discount rate" or surcharge on the amount of each transaction, this is usually 1.5 to 3%. The merchant has the choice to take the hit or pass the cost along, most merchants just price their goods accordingly and everybody pays the inflated price. At least the gas stations give you an option. Most amusing was Discover card. Their wonderful "5% cash back"was a double edge sword, Discover's discount rate was 8% at one point (3% for them 5% for the customer) so the merchants that did accept Discover adjusted pricing accordingly, others just refused to take Discover. Discover was originally part of the Sears financial network. So in short everybody can tag at least 3% worth of higher prices on the convenience of plastic.
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Today's Featured Article - The Rescue of a Fordson F - by Anthony West. Introduction I live in the UK and have for many years restored Fordson tractors (in the main model N's). I have also restored and shown model F's, E 27N's, Field Marshall Series 2, David Brown Cropmasters and the old rey Fergeson T 20. At one time I had seven restored examples which were shown and used in ploughing matches. As most restorers, I have a number of war stories I can relate on a range of topics that may help other like minded and interested people. Perhaps my first p
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