Insurance policies are carefully written contracts. Seems one big problem is that many who buy insurance do not carefully READ those contracts.
The more you pay, the less "loopholes." Afterall, insurance companies are in business to make money; NOT out of altruism.
Often having a good agent who can "fudge things" makes a difference.
A friend of mine has a long-established auto-repair business. Two years ago, he did a pretty dumb thing. He raked big piles of leaves 100' near his building. Then, on a windy day, put waste oil on them and lit them on fire. The wind picked up, set his shop on fire and burnt it to the ground. Now, do you feel the insurance company should of paid for that loss? I don't. But, he was friends with the agent and also "mayor" of the town. It got covered and last I heard, blamed on "faulty wiring."
By the way, I see that huge barn that came down near Albay was also owned by a town mayor (or ex-mayor). To be technical, we call "mayors" Town Supervisors around here.
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Today's Featured Article - What Oil Should I Use? - by Francis Robinson. I keep seein this question pop up over and over again in discussion groups all over the web. As with many things there are often several right answers and a few wrong ones. Some purist I'm sure will disagree to no end with what I will tell you but most of us out here in the real world don't really care do we ? Some of them only bring their noses down out of the air long enough to look down them anyway. If you are like me you are only doing this old tractor stuff because you enjoy it. You
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