JD: You might want to look into if ALTA Owners policies are available in your areas... Out here title cos issue (or did when I was working) standard mortgagees policies (insuring the lender) and ALTA mtgees policies, the ALTA being extended coverage, generally against unrecorded mechanics lies after recent construction, but including other extended (more comprehensive) coverages, I THINK including unrecorded easements visible on the ground... Although title companies hated them, and didn"t generally mention they were available, per the increased risks, ALTA Owners policies (insuring you) might be available...costs are higher, physical inspection of the land was required, I believe surveys of at least the buildings and improvements locations, etc, but a few owners felt it was worth the extra costs
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