You've got it exactly right, Fred. And that's what's wrong with the federal stimulus plans that are currently going on. My family ran a small business for over 50 years [until my dad died], and the ONLY time we hired any new help was when the demand for our products or services increased enough to create a NEED for a new employee. We NEVER hired anyone simply because our tax rate went down...because the way government operates, that tax might just go UP the next year. We NEVER hired anyone simply because loan interest rates went down, either. So from my perspective, NONE of what government is doing as a "stimulus" will have much effect on hiring...not until demand for USA-based products and services increases.
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