Posted by MarkB_MI on January 07, 2011 at 03:03:39 from (166.203.99.27):
In Reply to: life insurance OT posted by steve terplak on January 06, 2011 at 18:11:35:
The key word in your post is "invest". Buy insurance for insurance, not as an investment.
Do you need your wife's income, in the event she dies? Do you have or intend to have kids? In either case, she needs to have some form of life insurance. But for investment, you need to be putting some money away in some sort of tax-deferred savings account: IRA, 401k, SEP, etc. If you buy from a local insurance agent or "investment counselor", a good percentage of your investment will go to the agent right off the top. Consider investing in no-load mutual funds offered by a reputable company. Personally, I recommend T. Rowe Price, but they are certainly not the only reputable company out there. Go out to the sites of several investment firms; they all have lots of information on setting up an IRA or Simplified Employee Pension plan.
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Today's Featured Article - Grain Threshing in the Early 40's - by Pat Browning. The setting is rural Wisconsin, halfway between East Troy and Elkhorn, on Hodunk Road, our nation was at war, and I was 6, 7 and 8 years old. George was our "threshing neighbor." He was the one with the threshing machine, a JI Case on steel wheels, and he pulled it to our farm with a JI Case standard tractor also on steel. In those days, steel wheeled implements were common. The roads were general gravel, so the lugs cutting into them wasn't a problem. George would set up the thresher, s
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