Posted by IOWA NORTHEAST on December 23, 2010 at 20:14:53 from (206.72.18.89):
The post below, got me to thinking of a warning for all the folks that will have a white x-mas.
On winters with deep snow, I get calls often to ask how much snow the roofs will hold. I already know what words they are trying to put in my mouth. I usualy ask for the building specks, that we all know are long gone and thrown away.
Yesterday I lost my reputation of never loosing a building from wind or snow ( I started in 1964) I did loose one from a tornado when a barn landed on my addition.
There was some old age problems with this one, and we did not loose it, rather all the truss rafters started breaking down.
Many buildings that go down seem to be built by the same outfit. Sure seems as though they must always build where there is more wind, and snow than the other contractors building sites. Kind of like high winds always blow harder around trailer courts.
Then of course the insurance card is tossed up in the air, and I blast it down with a 100 to 1 odds that they do NOT have any such coverage.
It is not totaly unheard of, but I have never seen such a ploicy in my life.
I would be intrested in knowing how many here actulay know they have such coverage. (REPEAT--KNOW THEY HAVE SUCH COVERAGE) Then the ones who thought they did?
This is just a heads up for those of you that own roofs with lots of snow.
Also it is often a safe bet for farmers who back through their (unattatched) garage doors, seldom do they have any insurance at all. Not to may are covered in our area, unless it is a attatched garage. Residentual is a totaly different story however.
It seems that we often assume we have insurance when we have a claim.
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