Often times they will take a cash settlement less than the balance. What ever you do never ever send them the amount some one told you on the phone unless they send you a statment in write'n say'n that $X will pay the debt free and clear. When deal'n with these folks if it ain't in write'n it was never said. When you get it in write'n save it along with a copy of the cancled check forever.
I locked horns with a credit card company and several collection agencies after my divorce. Deal'n with them was almost as bad as the exwife I was get'n rid of.
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Today's Featured Article - A Tractor's Point of View - by John Manley. I began my life on August 3,1941. I was actually built at different times and days but I was officially an M Farmall on August 3.I was real nice and shiny. That�s me, in the old picture, third from the left. I was loaded on that train and sent to a little town in South Carolina. I didn�t get to see much of that town. I was moved off the train fast and on to the dealer�s
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