If he paid 6K for it, thinking it was the full price, I'm guessing its a little compact utility that sold new for about 10 a few years ago, financed for 5 or 7 years so some still owing. He needs to get particulars, and weigh paying some additional and having a tractor, or walking away.
Glenn can probably negotiate a lesser payoff (so long as he holds onto the tractor) because JD doesn't want the hassle (and expense) of going to court to get a judgment, Writ of Replevin, etc., etc. JD's leverage is the tractor- they have no other hold on Glenn, and can't get attorney fees from him even if the contract provides for it, because Glenn didn't sign the contract. If I were advising Glenn, I'd tell him to have his attorney contact JD and get this thing moving, instead of laying in the weeds. Its not going away, might as well get it over with.
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