I live on 20 acres myself and have learned that it is better to buy too much tractor than too little.
I actually just upgraded to an Oliver 1655 from a 35hp utility tractor. The utility was just not up to the task of snow removal in Wi. The Ollie will have a big blower on the back.
I would suggest a 75 hp tractor or so, but you might get by with smaller if you don't have to contend with snow. I am in for all of about $8k including the blower, but do not have a loader. They are out there if you take your time looking.
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