The reason the fire dept. "chops the heck out of your house" is for several reasons. They cut holes in the roof to vent smoke, hot gases and fire out to prevent fire spread and to make it more tenable for the firefighters inside. They also take out windows for the same reason, although on small fires, a good firefighters will just open windows. (unless they're painted shut). They tear out walls and ceilings to accurately find the limit of the fire damage. Fire can smolder in insulation and walls for hours, so they need to remove anything that has been exposed to direct flame or embers. The insurance should cover all this, as well as water damage. Most of the time, there is more damage from smoke and water than the actual flame.
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Today's Featured Article - The David Brown Rose Badge - by Samuel Kennedy. In the 13th century civil war was raging in England. Two English noblemen were involved in a conflict which became known as the War of the Roses. The Duke of York had as his emblem a white rose and the Earl of Lancaster had a red rose. Today the white rose is the official emblem of the county of Yorkshire and the red rose has been adopted by the neighboring county of Lancashire.
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