The way my insurance company spelled it out to me after I had a collision between an 88 Jeep Comanche pickup and a deer, there's a "70% rule." IOW, if the cost of repairs is 70% of the current retail "book" value, the insurance company has--and usually exercises--the option to consider the vehicle a total loss.
Since I was driving a $3000 truck at the time, and the lowest repair estimate was $2200+, they consdiered the vehicle a total loss and my comprehensive coverage--marked ACV, for "actual cash value" on the policy declarations page--only paid me the lowest estimate LESS my $500 collision deductible, or a shade over $1700...and then cancelled my coverage because I had too many "incidents," even though this was the only claim they ever paid out on my behalf. [All other accidents had beed the fault of other drivers, and were listed as such on the police reports.]
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Today's Featured Article - Tractor Profile: Allis-Chalmers WD45 (Gas Version) - by Staff. Beginning production in 1953, the WD45 had the same general look as the WD tractor which was produced earlier - but was much more powerful. This was due to the new 4-cylinder "Power Crater" gasoline engine with a 4 x 4-1/2 inch bore and stroke. Some people feel this was one of the most significant tractors offered by Allis-Chalmers in those days. Nothing in its weight or power class could match its performance. In 1954 they began offering the WD45 with the new "Snap-Coupler&quo
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