Posted by Mike (WA) on February 19, 2010 at 10:59:25 from (69.10.196.7):
In Reply to: CitiMortage Scam posted by MarkB_MI on February 18, 2010 at 17:58:58:
Does your principal balance reflect the extra principal payments? Many banks don't know how to handle extra principal payments, so you need to make sure that they are doing it right. They should be deducting the extra principal from your balance every month- I'm troubled by your saying you've prepaid 5 years of principal, as they may still be charging you interest on that extra principal if they're not actually deducting it from the balance every month.
The above sounds confusing- let me know if I need to explain it better.
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