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Re: proof of insurance before....


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Posted by ScottyHOMEy on December 19, 2009 at 19:01:01 from (71.241.215.22):

In Reply to: proof of insurance before.... posted by Butch (PA) on December 19, 2009 at 03:27:14:

Maine requires proof of liability insurance at registration and it's demanded on a traffic stop. Failure to provide it can gt you a ticket, which will be be dismissed before trial if you can show a court clerk that it was in force at the time of the stop.

Some problems along the way. Initially, there was only a requirement that the company notify the state when your coverage lapsed. That would get you the nastygram about your plates being suspended. Whcih wold require you showing up someplace to show evidence that you had only changed companies and were insured every day all along. They've made some strides to overcoming that nonsense, which might include requiring companies to notify the state of taking on new coverage, and having the state (how simple is this?) run the new coverage reports before the lapses.

They've also gone the route of requiring insurance cards being on security paper of some sort, incorporating some of what they use on checks. Here in Maine, that's the printing in a texture that is visible when you hold the paper at an angle to the light. Not a bad idea. I don't know how they accommodate the folks on TV who promise you an insurance card as soon as you send them your credit card information. They might eventually send you a card on security paper, but the one they send for you to print on your home printer couldn't have anything more than a bar code or someting of the sort, none of which would be easily verifiable by an officer in a roadside stop. I know when I moved back to Maine, and set aside a day to move my license, tags and insurance over, my insurance agent had a stock of security paper on which to print my insurance card, so that it could be verified at DMV.

For inspection here, you only need to provide a current and valid registration. They haven't linked insurance to inspection (yet). Give them time.


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