Posted by JMS/.MN on December 17, 2009 at 09:18:38 from (209.237.107.155):
In Reply to: Life insurance...Yikes posted by Gun guru on December 17, 2009 at 02:21:03:
Term life insurance is cheap, immediate protection. Whole life is a savings plan. If you buy term, then invest the difference from buying whole life, into a long term fund, like mutual funds, stock market, etc, you will usually have more saved than if you let the whole life people invest it for you, depending on which investment(s) you choose. The key is to actually invest that money, rather than spend the difference. For those who don"t have that discipline, whole term makes sense.
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