Posted by James Ferguson on October 13, 2009 at 16:58:27 from (68.235.145.137):
In Reply to: Insurance posted by JDB on October 13, 2009 at 13:23:48:
I am an independent agent in Oklahoma, I shop 23 carriers to try to find the best premium and the best coverage for the insureds I serve. You will have to try to get into a niche market that the online people don"t want to serve. I try to specialize in placing rural risks. Most national carriers and online companies runbackwards when a fire district has a rating of 8 and above or more than 5 miles from a fire department, I place those risks. As an independent rather than captive, I do not have to meet a quota for a companies financial products. Life, annuties, banking, retirement plans and securities. A captive agent can only sell products from the company that he is appointed. I am not getting rich by any measure, but it pays the bills. If you decide to work for a captive company, be prepared to be married to that job, because to adequately sell the financial products, you have to be able to work from 5 pm to 12 pm, but you must be at the office timely next day to answer questions. Would I do this again, Yes, it beats milking a 100 head of holsteins morning and night 7 days a week. Just my thoughts James
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Today's Featured Article - A Brief History of Tractors in Australia - by Bob Kavanagh. After Captain Cook's exploration of the east coast in 1770 the British Government decided to establish a penal colony in Australia. The first fleet arrived in 1788 and consisted mainly of convicts who were poorly equipped and new little of farming techniques. The colony remained far from self-supporting and it was not until the early 1800's that things started to improve. Free settlers started to arrive, they followed the explorers across the mountains and where land was suitable set up farms. T
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