We tried the Rural Housing Developement and we hit two road blocks.
1. Since my wife and I work several extra jobs other than our main ones we make $3K a year too much to apply for it in the county that the farms were in.
2. The land can only appraise for 25% of the purchase price.
I definitely agree that the 30 year fixed is the way to go. One bank tried talking us into their mortgage which was a 7 year fixed then ARM. He said that most mortgages only last 5 - 7 years. I told him that when we get our place we aren't moving ever so it would be a full term loan.
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Today's Featured Article - Gatherin of the Orange - by Rick Nikolich. In July of 1998 I was talking to fellow Allis Chalmers collector Mike Schilling about the annual "Gathering of The Orange" AC show coming up in August of 1999. He got this wild idea that we should get a convoy of AC tractors and drive them from Charlotte, Michigan 105 miles to LaGrange, Indiana.
... [Read Article]
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