I run a small investment casting foundry in West Michigan while the owner is off on his boat or enjoying his house in Florida.
We have seen some customers fall behind in payments and we take that very seriously. Our terms are net 30 days but good accounts will go to net 60. The worst offenders are sub-tier companies that are doing machining on castings that we make for Eaton Aerospace Corp. Eaton is too big for people to walk away from and they string the suppliers out forever. The joke here is that their terms are "net never".
It represents about 10% of our business and as bad as the tier 2 guys are, Eaton directly is worse. We are now in the process of throwing them out. They are getting so nit-picky that they are rejecting everything and charging us back $250.00 every time they write something up, regardless of who's fault it is.
Other than that, no noticible increase in pre-pay at the gas stations. One thing that I will do if people ask for payment up front is ask for a cash discount. Doesn't always work but sometimes you can get a few points for cash. Bought a new furnace last January and got $200.00 off for cash. Would not have gotten it without asking.
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Today's Featured Article - Tractor Implements and Their Use - by Curtis Von Fange. Dad was raised during the depression years of the thirties. As a kid he worked part time on a farm in Kansas doing many of the manual chores. Some of the more successful farmers of that day had a new time saving device called a tractor. It increased the farm productivity and, in general, made life easier because more work could be done with this 'mechanical beast'. My dad dreamed that some day he would have his own tractor with every implement he could get. When he reached his early sixties
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