I think your sale terms are the exception, not the rule. I've never, ever not seen a contract including the ones I use that didnt either say at time of sale it is the purchasers sole responsibility. If I hold property or livestock and am negligent then thats a claim for the seller against my liability coverage.
My significant other used to be an equine and other large animal insurance adjuster before she switched back to property and casualty. She says thats the standard of the industry, on the date the sale is effective it is no longer the sellers property. Legally, the seller cant continue their policy since they dont own the property and lack an insurable interest unless the payment is simply a deposit of purchase pending inspection. If they sell it to you and cant insure their interest and it dies and they refund your money then they lose out all the way around.
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Today's Featured Article - What Oil Should I Use? - by Francis Robinson. I keep seein this question pop up over and over again in discussion groups all over the web. As with many things there are often several right answers and a few wrong ones. Some purist I'm sure will disagree to no end with what I will tell you but most of us out here in the real world don't really care do we ? Some of them only bring their noses down out of the air long enough to look down them anyway. If you are like me you are only doing this old tractor stuff because you enjoy it. You
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