Posted by Billy NY on May 12, 2009 at 05:47:38 from (74.67.3.238):
In Reply to: O/T progressive posted by steve in ok on May 11, 2009 at 09:51:01:
I'm not sure how things may have changed but Progressive left a real bad taste in my mouth for a good while, til I set em straight !
Clean abstract here, no DUI/DWI's, no accidents, and no speeding tickets etc. I signed on with progressive in 1996, same year I bought a new mustang cobra convertible. A car like that obviously will be more to insure, but they had the best rate and decent coverage, and for the driving/vehicles I had, coverage was acceptable. I added a '94 ford ranger and in '98 a '96 F-150. By '99 or '00 maybe even sooner, they jacked my rates up, almost exponentially, no reason, nothing changed on my abstract. My agent did nothing, and for a reason I can't remember, I was kinda stuck with em. So I started paying last minute, drove my agent nuts, he'd call me every month, was paying about $500/month. I could not believe the rate increase, and that they went to 6 month terms instead of 1 year, also seemed like they did this with no warning. Well I had an accident in my yard, accelerator stuck after coming the road/hill I live on and I impaled the Ranger into a boat trailer hitch, over the bumper, crunching the fender and corner post, pushed that side door back too. No frame damage though, just that corner post on the cab, which qualifies it to be totalled, as it calls for a new cab, no longer available. Well I sat on that claim til the right time, truck was paid off in the interim. I called Geico and got a quote, it was $1700.00 less expensive and I got better coverage, significantly more coverage.
I called Progressive, fall of '01 told them I have a claim, they came out, looked at the Ranger, totalled it, paid me $5800.00 on it, I also bought it back for $200, did a pretty decent repair on it too, with low mileage, like 59,000 it was still worth $2500 + or minus. I got all the money back they stuck me for at those high rates, + the truck and it did not have to have a junk title either, some loophole I discovered, I firmly believe what comes around goes around, I was really unhappy with Progressive and what they did, I had a clean record, + multi-vehicles, did that per the discount the agent said multi vehicles would give me. I canceled them as soon as I cashed that $5800.00 check, went with Geico at the $1700.00 savings and better coverage. Progressive was a snake in the grass, who bit me hard, I bit back just as hard and settled the score, not sure what they are like today, I would not trust em because of what they did to me, a good paying, with a clean driving record customer. I'm happy I stuck it right back to them, all legal too, so what I sat on the claim, it was covered by their policy the whole time since it ocurred.
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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