In actual hard currency, there isn"t a lot of "money." Our economic system uses the multiplier effect. That presumes that a portion of the wealth you have in the bank can be loaned to another person who in turn will keep some in the bank and again loaned to another person. So, if the bank reserve amount, that portion that can"t be loaned is twenty percent, 32 K of your 40 K can be loaned and $25,600 loaned again and $20,480 loaned again ad infinitum. So, right here we have your original $40,000 generating another $78,080 in pseudo money.
If you want to find out how much "cash" there is, do a search for M1.
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Today's Featured Article - Tractor Implements and Their Use - by Curtis Von Fange. Dad was raised during the depression years of the thirties. As a kid he worked part time on a farm in Kansas doing many of the manual chores. Some of the more successful farmers of that day had a new time saving device called a tractor. It increased the farm productivity and, in general, made life easier because more work could be done with this 'mechanical beast'. My dad dreamed that some day he would have his own tractor with every implement he could get. When he reached his early sixties
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