It isn't only the home mortgages. The wife works in non-accurals at a Texas based bank. Her non-accural COMMERCIAL loans have been increasing every month. In September her non-accural commercial loans went to $160,000,000. The businesses are borrowing to meet payroll. Some businesses borrowed to expand their business because of the forcasts and real orders in the 1990's which indicated that they needed to expand to meet the increasing orders.
Everything started to go into a decline back in 1998 as work moved offshore to more lucrative labor markets and has been accelerating every month since. You can see that in the USA trade expenditures which keep increasing every month. We could stop some of it by using protectionist trade policies but it won't work forever as we are not alone on this planet.
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Today's Featured Article - Buying your first tractor: Choosing the right one - by Chris Pratt. They cost less than the tax on a new tractor (at least where we live). They have the weight to do the job. They are simple and understandable. They even have a history and can be restored to become a major source of pride and enjoyment. But how do you know what to buy and how do you make the right purchase? There is a surprising number of machines available in every shape and size imaginable. Like most things in life, your needs have a lot to do with wh
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