I work in Ag Lending and I would agree that the original appraiser was an idiot, and that the people that agreed to the mortgage on that inflated value were idiots as well. If you know you can't afford a $2,500 per month mortgage payment, you shouldn't borrow the money regardless of what the bank is telling you. Then you really shouldn't go buy a huge new truck, 3 horses, a J.D. tractor twice the size of what you need, and a BMW SUV. There's enough blame to go around, but prudent individuals should have known better.
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Today's Featured Article - The Day Mom Drove the 8N - by Brian Browning. My Dad was wanting to put in a garden but couldn't operate the 8N and handle the old horse drawn plow he had found and rigged up to use with the tractor. Well, he decided to go get Mom out of the house and have her drive the tractor while he walked behind the plow. You got to understand that while my Mom is a hard worker who will always help whenever she can... she had never operated farm machinery before that day. Dad got her out there, explained how the clutch was the same as in our o
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