While it's true, in at least a narrow sense, that the market rises in the long term (actual "rise" depends on purchasing power) there're also ups and downs in the process... How you come out depends on whether you retire and/or need to draw on stocks/retirement fund when the market is up or when it's down... If you've made lucky guesses you're called far-seeing, astute, sharp, clever, etc; if your guesses turn out to be unlucky you're called less complimentary things... I call them "guesses", subject to "luck", because there are so many variables that individuals have little or no control over.
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Today's Featured Article - The David Brown Rose Badge - by Samuel Kennedy. In the 13th century civil war was raging in England. Two English noblemen were involved in a conflict which became known as the War of the Roses. The Duke of York had as his emblem a white rose and the Earl of Lancaster had a red rose. Today the white rose is the official emblem of the county of Yorkshire and the red rose has been adopted by the neighboring county of Lancashire.
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