If you are paying off a car loan, no, you don't own the car until it is payed off. The bank holds the title until the last payment is made and the bank is not necessarily in a hurry to send you the title when you have made the last payment. Slightly amusing story about car titles: BIL bought a truck from an individual who owed money on it. Deal was that BIL would pay off loan. Finance company said they would send title when check cleared. He went to his bank, cashed check, payed off loan with cash, walked out with title marked paid.
On house, bank holds deed until final payment is made. It's a great feeling when you make that last payment and get the deed.
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Today's Featured Article - The River Tractor - by Charlie English Jr.. This is a 4010 John Deere that was used to farm on the Diamond Island which is in the Ohio River about 15 miles southwest of Evansville, Indiana. About ten years ago, this tractor was parked close to the bank as the river was washing the bank of the island away.
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