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Re: OT: Universal health care Insurance?


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Posted by NE IA on February 25, 2008 at 08:58:53 from (12.227.201.71):

In Reply to: Re: OT: Universal health care Insurance? posted by Kelly C on February 25, 2008 at 07:34:07:

Kelley, I certianly understand your problem, however your doctor has the same problem you do. I have a friend that works in a doctors office, she said everyone has BC/BS. They think every policy is exactly the same coverage. They have hundreds of different coverages depending on the age of the policy etc. Now your doctor can't know whats good for you as she has not read your policy. The actual time she has for doctoring is very limited. Most doctors will help you getting the correct wording for the insurance company, but how could they possibly know what is best. Many insurance claims are submitted several times and rejected till who layed the rail. Insurance is not just a good ol boy hand shake ordeal like we would prefer.
We are supposed to help keep costs down by turning in suspected fraud by doctors and hospitals. Anyone ever try to understand a major hospital stay when you get a statment? Take it to another hospital and ask if they understand it. Probably not as they use a different software program. We need to have every bill explained in detail to us before we send them to a insurance company. Very very complicated, then add medicare requirments and red tape, different pay rates for the same procedures because of location.

A friend just told me that the speialist he seen said they allow four munites for each patient--actual doctor, the rest is by a less qualified person. He asked where the assembly line started. Probably isn't going to get better.

When ol grandpa said good health is better than a good mule, he said a mouth full. As we get older we can understand better,doesn't seem like a long time span anymore after you get to be thirty.


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