1st don't forget the most vile contemptable worthless group of humans in existance LAWYERS. they are doing there part to drive up medical costs, just ask your family doctor what his malpratice insurance costs. not all lawyers are scum just 90% or so.
2nd if you're an illegal you get life saving care only. everything else you pay for upfront.
3rd we need health savings plans and catastrophic care insurance not this just show up at the doctor and throw him $20 everytime you have a cough.this will help those of us who dont run to the ER for every splinter while making it more affordable for us when we do
last any time a lawyer drags a medical professional in to court for a case that is deemed frivelous said attorny should be responsiable not only for legal costs plus 20% the defendant should also cane/horse whip or kick the attorny in the kidneys until they feel vendicated.
I know there many other improvements tha could be made these are just my suggestions
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