I also noticed another tactic the Hospitals are using. A few years ago I had a infection in my throut. Doctor said if I had waited another few hrs to come in I would have died. They needed to ambulance me to a hospital in the cities.
Alina Hospitals and clinics are on a ins plan. So they agree to accept what the ins pays on the bill as the cost. Like they will charge $190 for a throut culture. Ins will then adjust the price and pay them $90. 2 things on this 1st $90 seems like a price although high might be fair. I bet the hospital uses the $100 they dont get paid and knows they wont get paid as a Tax deduction. Also if you dont have ins your going to get hit with the $190 bill not the $90 that customarily gets paid.
back to my story. I needed to get ambulanced to the cities. Alina hosp runs the ambulace service. Actually I never asked but I figured Alina was on our plan so ok. After I got out of the hospital 2 weeks latter. I got a letter from ins company. The Ambulance ride was although a covered expence. Alina ( medical Transpotation) was not on our plan. SO my ins cut me a check for what the plan pays $90. The bill for the Ambulance was $2500. So I had to pay and the extra $2410 was not concidered deductable.
Here is the kicker. 2 months latter. My wife got sick and she needed to be ambulance to the cities. Same ambulance going to the same hospital. The ride was also not covered by her ins. We both have our own plans were we work. The ride was also not covered by her plan. Her ins paid up $150. Her bill though from Alina was $600.
Makes me want to puke. I will tell you what. I dont care if I do die. I will get my self to the cites. When your sick your in a vulnerable condition and these guys are just coniving for ways to bilk some cash.
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