2 years ago, market values hit an artificially inflated all time high. Many would be sellers are still clinging to those numbers in hopes of making a fast buck. Not always, but generally speaking, appraisals are closer to real market values than most "asking prices". With current loan fiascos galore, and a crashing housing market, don't look for appraised values to jump back up any time soon.
A house is one of, if not THE biggest single investment most people ever make. Buying at higher than appraised value will start you off with negative equity. NOT a good way to invest. God forbid anything going wrong in your life, but should events force a sale of the property any time soon, you'll be unlikely to recover your investment. There's a BUNCH of folks in this country suffering through that "upside down" equity situation right now. Go ask any of those folks what they think about paying more for a house than it's actually worth.
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Today's Featured Article - Memories of an IH Super A When I was ? up to 10, I worked on my Papaw's farm in Greeneville, TN every summer. As I grew older (7), it was the thrill of my day to ride or drive on the tractor. My Papaw had a 1954 IH Super A that he bought to replace a Cub. My Papaw raised "baccer" (tobacco) and corn with the Super A, but the fondest memory was of the sawmill. He owned a small sawmill for sawing "baccer" sticks. The Super A was the powerplant. When I was old enough (7 or 8), I would get up early and be dressed to
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