2 years ago, market values hit an artificially inflated all time high. Many would be sellers are still clinging to those numbers in hopes of making a fast buck. Not always, but generally speaking, appraisals are closer to real market values than most "asking prices". With current loan fiascos galore, and a crashing housing market, don't look for appraised values to jump back up any time soon.
A house is one of, if not THE biggest single investment most people ever make. Buying at higher than appraised value will start you off with negative equity. NOT a good way to invest. God forbid anything going wrong in your life, but should events force a sale of the property any time soon, you'll be unlikely to recover your investment. There's a BUNCH of folks in this country suffering through that "upside down" equity situation right now. Go ask any of those folks what they think about paying more for a house than it's actually worth.
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Today's Featured Article - Tractor Profile: Farmall M - by Staff. H so that mountable implements were interchaneable. The Farmall M was most popular with large-acreage row-crop farmers. It was powered by either a high-compression gas engine or a distillate version with lower compression. Options included the Lift-All hydraulic system, a belt pulley, PTO, rubber tires, starter, lights and a swinging drawbar. It could be ordered in the high-crop, wide-front or tricycle configurations. The high-crop version was called a Model MV.
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