If you are able to qualify for a mortgage AND make the payments then find you a house and do it. The younger you are able to do that the better off you are. That cant be overstated. You wont be throwing money away on rent and you can write the mortgage interest and property taxes of of you income tax. If you can find a place for a good price that is in decent shape but just needs paint and TLC then go for it. Dont get in a big hurry. Find the right deal. When you qualify for a loan, every credit card company in the world will offer you a credit card. DONT GET A CREDIT CARD!!!! Pay cash as you go to do stuff to your house. Your mortgage payment will stay relatively the same (will fluctuate when taxes or insurance go up) but your salary should increase over the years and your mortgage should get easier to pay. Do not get a adjustable mortgage! Get a fixed rate. Plan on staying put for a few years but as you pay on the house and the price of real estate goes up you will build equity. YOu can take that equity and buy you a bigger or better place if you want to. Be sure and look hard at the real estate market where you plan to buy. Price homes and know what a good deal is when you see it. Good luck. Gorilla
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Today's Featured Article - Restoration Story: 1941 John Deere B Row Crop - by Anthony West (UK). The 1960's promise of white hot technology, to relieve us of the drudgery of everyday work and to replace it with increased leisure time has not materialised just yet....if anything most people are caught up in an ever increasing rat race, wishing that there was at least 36hours in a day!!!. The need for people to escape for periods of relaxation in an increasingly complex and pressured environment takes us into the realm of hobbies. For some it's scaling high mountains for others it's putting p
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