Ask around for recommendations on where to get a loan. I've had good experiences with local banks, but I would never use a mortgage broker. Of course some banks are better than others, be very suspicious it they try to add in points (loan origination fee) on top of the interest.
Owning a house means you not only pay the mortgage, taxes, and insurance, but also any repairs (roof, furnace, etc). So save up enough to make the down payment and still have some left over for emergencies.
Also compare monthly payments for different loans. Last time I checked (a few years ago) the interest rate was enough lower on a 15 year loan versus a 30 year that the monthly payment was not all that much different (and of course a lot more went toward paying off the load and less to interest).
While you're saving you might consider putting your money in a Roth IRA. There is some tax benefit, and no penalty to withdraw it for a first time home buyer.
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