It all depends on where you live. I'm with the others on the concrete floors but it's the best foundation to build here in South Texas. If you can go with a basement you will have both slab floor and suspended wood floor.
I'm building with ICF (Insulated Concrete Form) as it's the strongest and best insulated structure you can have. R44 walls and they go up in 1/3 the framing time. Plumbing and electric go in faster too. No insulation to install because it's integral to the blocks. In the end you have a structure that is windstorm rated to 200 mph sustained wind or an F2 tornado. Utility bills are about 1/2 any other structure (except log home.)
The cost per sq. ft. of wall is higher than other means but the cost to build your house is less due to the reduced labor cost and decreased need for HVAC. Figure that along with 1/2 the utility costs for the life of your home and you can hardly go wrong with it.
The link below is pretty informative. Good luck with your home.
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