Look at the large picture. The higher the risk, the higher the reward must be for someone to lend money regardless of whom it is.That way if someone in that pool of borrowers defaults, the lender has some chance of staying in business and keeping the bank examiners happy.Chances are, if you keep your payments on time they may give you a new loan in a few years. Have you tried at Farm Credit Services? Right now bankers are VERY conservative because of this sub prime fiasco.Trouble is they are two or three years too late in tightening down the loan requirements. Then the builders would have pulled in their horns and not overbuilt the demand for new houses.There is enough guilt to go all around in this mess.
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Today's Featured Article - Product Review: Black Tire Paint - by Staff. I have been fortunate in that two of my tractors have had rear tires that were in great shape when I bought the tractor. My model "H" even had the old style fronts with plenty of tread. My "L" fronts were mismatched Sears Guardsman snow tires, which I promptly tossed. Well, although these tires were in good shape as far as tread was concerned, they looked real sad. All were flat, but new tubes fixed that. In addition to years and years of scuffing and fading, they had paint splattered on
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